COVID-19 Relief Options and Resources

To assist Worcester County businesses, WCED has created this resource page that includes information and links to financial assistance and clarification about what qualifies as a non-essential business. We will continue to update this page as more information becomes available, so check this page often and follow us on Facebook.
 
If you have any questions, call our office at 410-632-3112
 

Stage One of Reopening: Resources for Businesses

 

Stage One Activities Effective Friday, May 29, at 5 pm: Read the Governor's order here.

Outdoor Dining: Restaurants as well as social organizations such as American Legions, VFWs, and Elks Clubs will be able to begin safely reopening for outdoor dining following strict public health requirements consistent with the CDC, FDA, and the National Restaurant Association.

Guidance and best practices for restaurants.

Guidance and best practices for youth sports.

Department of Health directives regarding youth camp programs.

Guidance and best practices for youth day camps.

Department of Health directives regarding swimming pools.

Guidance and best practices for outdoor pools.

Guidance and best practices for Personal Services.

Guidance and best practices for Retail Stores.

Guidance and best practices for Manufacturing.

Guidance and best practices for Religious Services.

Guidance for the Restaurant Industry – American Industrial Hygiene Association (AIHA) has developed guidelines for restaurants as they prepare to reopen. Get additional resources at AIHA’s  Coronavirus Outbreak Resource CenterCoronavirus Outbreak Resource Center.

Resources from the Maryland Department of Health – Signage for Buildings

Workplace Poster! (OSHA3994 - 10 steps) Ten Steps All Workplaces Can Take to Reduce Risk of Exposure to Coronavirus – Attached is a helpful poster from the Occupational Safety and Health Administration (OSHA).

New Guidelines from the Centers for Disease Control and PreventionReopening guidance for cleaning and disinfecting public spaces, workplaces, businesses, schools, and homes.

The Centers for Disease Control and Prevention has also produced useful signs in multiple languages to help you establish and enforce standards for protection.  All materials are free for download.

 

 

Financial Assistance for Businesses

 
See below for information on the CARES Act, its Paycheck Protection Program, available loans and other pertinent information for you and your business. We hope these documents help to illuminate the resources available to provide some support.
 
Wondering which programs your business can apply for? There are several relief programs designed to help combat the negative effects from COVID-19. The Relief Wizard is an easy to use tool to navigate these programs.  If you answer the questions, the relief wizard will point you to the programs you are eligible for, based on your answers.  https://reliefwizard.net/ 
 

Coronavirus Aid, Relief and Economic Security (CARES) Act

For more information on the CARES Act and how it pertains to you, check out the resources below:
 

Paycheck Protection Program

As part of the CARES Act, the Paycheck Protection Program provides loans to eligible businesses, a portion of which may be forgiven if employers meet certain requirements.
Banks will start accepting loan applications April 3rd. See the documents linked below for more details.
 
If you are considering applying for this loan, we strongly recommend that you reach out to your bank, read the information in the documents provided and start gathering the necessary information.
 

SBA Economic Injury Loan Program

The U.S. Small Business Administration (SBA) will provide low-interest loans to companies affected by the outbreak, with President Trump asking Congress to increase funding for the SBA lending program to $50 billion. The SBA has declared the State Maryland an Economic Disaster Area for all 24 counties and is providing disaster loan assistance. Maryland businesses should use disaster incident number “MD-00041”.

The U.S. Small Business Administration released the Payroll Protection Program Loan forgiveness form and instructions.

 

The U.S. Chamber

The U.S. Chamber of Commerce Foundation has launched the Save the Business Grant Fund to provide supplemental grants to small employers.

Save Small Business Grant Fund 

 

NOTE:On April 24, the fourth federal package was signed into law to provide relief to small businesses impacted by COVID-19. $310 billion is set to replenish the Paycheck Protection Program, as well as $50 billion for the Small Business Administration’s Economic Injury Disaster Loan (EIDL) program and $10 billion for EIDL grants. 

 
*Applicants, who have not already done so should complete the next step in the process - to create an account with Maryland OneStop. Take a moment to sign up for a OneStop account. They should make sure to use the same email address that was used in their original application. Their application will be linked up to their account and they will be notified. Once in the OneStop, applicants will be able to see the status of their application in their dashboard and receive updates 

 

Maryland COVID-19 Emergency Relief Manufacturing Fund

This $5 million incentive program helps Maryland manufacturers to produce personal protective equipment (PPE) that is urgently needed by hospitals and healthcare workers across the country. More information coming by Friday, March 27, 2020.
 
The Maryland State Arts Council has created special grant opportunities that provide emergency funding to arts organizations and artists in Maryland. Learn More
 

 

Additional links for businesses

Maryland COVID Info for Business: https://govstatus.egov.com/md-coronavirus-business

Maryland Department of Commerce: https://commerce.maryland.gov/fund/maryland-small-business-covid-19-emergency-relief-fund-programs

Maryland Workforce Exchange: https://mwejobs.maryland.gov

U.S. Department of Agriculture: https://www.usda.gov/coronavirus

                                                      https://www.rd.usda.gov/sites/default/files/USDA_COVID-19_Fed_Rural_Resource_Guide.pdf

Maryland Department of Agriculture: https://news.maryland.gov/mda/category/covid-19/

MARBIDCO: http://marbidco.org/_pages/programs_loans/loan_programs_palpf_1.htm

American Farm Land Trust Farmer Relief Fund: https://farmland.org/farmer-relief-fund/

Maryland Department of Natural Resources: https://dnr.maryland.gov/fisheries/Pages/COVID_Comm_Watermen.aspx

Existing Maryland Financing Programs: https://commerce.maryland.gov/fund

Maryland Unemployment Office:  https://www.dllr.state.md.us/employment/uibenefits.shtml

Federal Guidelines for Critical Infrastructure:  https://www.cisa.gov/publication/guidance-essential-critical-infrastructure-workforce

Executive Orders and Interpretive Guidance from The Office of Governor Larry Hogan: https://governor.maryland.gov/covid-19-pandemic-orders-and-guidance/